Clearly this is false. Nobody would have accepted the first check; indeed, nothing even counts as writing a check except against the background of an established practice of check-writing.
Hence there could never have been a first check. And that leaves us only two options.
Either the practice of check-writing must stretch back to infinity which in turn means that the creationists and the evolutionists are both wrong, and Aristotle is right: the universe and the human race are infinitely old, and weve been writing checks forever or else there has never yet been a check, and all experience to the contrary is an illusion.